About Us

Elle vise aussi à soigner, rééduquer, réinsérer. L'Assurance Maladie mène ainsi une véritable politique de gestion du risque. Nos valeursLa solidarité et cialis cialis pas cher l'égalité d'accès aux soins sont les valeurs fondatrices de l'Assurance Maladie.

A Joint Statement from the Chairman & the Senior Managing Director

“The last twelve months have proved to be another year of consolidation and further growth. In my last Chairman’s statement, I expressed my amazement at our extraordinary rate of growth over the last quarter of a century in a way I never envisaged. The KBZ Group of companies employ in excess of 80,000 excellent staff of which I am very proud.”

“We have been delighted to see further progress across the Group over the last twelve months which, to our great pleasure, included the opening of the 500th branch of KBZ Bank. Our network of branches extends to every State and Region across Myanmar. We firmly believe that the provision of widely accessible financial services will continue to play a major role in our country’s sustainable growth.”

“Our collective Group success has enabled us to become the country’s highest corporate tax payer for more than half a decade thereby contributing significantly to Government development projects including education, healthcare and infrastructure.”

“One of our drives over the last few years has been to push further for ever greater inclusivity within our KBZ Group. At KBZ we strongly believe in embracing diversity and fully believe the benefits to our organisation are greatly enhanced through a rich blend of staff from all backgrounds, thereby providing our companies with a wonderful melting pot of talent and ideas. We have paid particular attention towards providing access to workplaces and appropriate facilities for persons with disabilities to ensure all our staff and customers are treated with respect and dignity.”

“Key to our business philosophy is integrity and transparency. There are multiple policies and strategies we have implemented over the last few years to ensure our companies are acting to the best possible standards in terms of ethics and integrity. All companies within our Group and affiliates are expected to meet the standards outlined in our Code of Conduct. These encompass a comprehensive range of values and commitments which are listed on our website for all staff and members of the public to view.”

“We sincerely value our teams and we look to give them the opportunity to flourish through a conducive environment and excellent training and progression opportunities. Our training programmes stretch from the induction of new members of staff right to the Group Board. This is reflected by the staff training and retention figures outlined in our sustainability reporting and sets us apart from other Groups and companies in Myanmar.”

“Certain external factors have added extra challenges for some of our businesses over this last year. We need to continue to meet or exceed best international standards in all areas. This is fundamental to achieving our goals. There has been a slow down in terms of Foreign Direct Investment in Myanmar, although despite that, we are optimistic that FDI in our country will continue to grow and the benefits for society will help our country to thrive. While there will inevitably be further potholes in the road, we are committed to supporting our national development and all our stakeholders through our business and philanthropic activities. We support the Government’s efforts through its new Myanmar Sustainable Development Plan to bolster the country’s economy.”

“Our multiple stakeholders continue to play a vital role in our success and Sustainability as a Responsible Corporate Entity. There are stakeholder mapping and engagement processes in place in addition to risk management controls throughout our organisation. These ensure we are all working together in harmony. The Chairman and Senior Managing Director of the KBZ Group take responsibility to personally oversee these with the support of our Boards of Directors.”

“We are committed to meeting International norms and standards in all our business operations. We are signed up to the UN Global Compact, subscribe to the Global Reporting Initiative and actively engage with many other organisations such as Transparency International. The Myanmar Centre for Responsible Business (MCRB) has had a particularly strong influence on transparent business in Myanmar and we very much appreciate their advice and guidance. We also work closely with the Myanmar Government, international and national organisations as well as our local communities.”

“I am grateful to our Leadership teams for supporting the continued growth of KBZ Group and its companies. They play a vital role in determining our future success. I am truly fortunate to have so many people in the Group that share our vision, mission and core values with a commitment and enthusiasm to support KBZ and our country to excel.”

What we do

KBZ Group manages and directs KBZ subsidiaries helping them to excel while meeting the highest international standards of corporate responsibility. The integrity of our Group is vital to our future sustainability.

Group Profile

The Kanbawza (KBZ) Group of Companies was founded by U Aung Ko Win in 1994 and now employs more than 80,000 staff. It has multiple subsidiaries under its umbrella in sectors that include Agriculture, Aviation, Financial Services, Mining, Hotels & Tourism, Infrastructure, IT, Logistics, Manufacturing, & Trading. KBZ has been recognized to be the leading philanthropic organization in Myanmar and has been awarded for its CSR initiatives. KBZ Group has already created a world-class portfolio of companies that comply with the highest international standards while retaining the values of a family run business.


  • To further the national, regional and international success of all our companies.
  • To make a significant contribution to the strengthening of Myanmar’s economy and the welfare and development of our nation.
  • To operate with a dedication to transparency and integrity.

Mission Statement

KBZ Group is committed to:

  • Maintaining and extending its position as the leading conglomerate in Myanmar through excellent leadership
  • Recruiting and retaining excellent staff without discrimination and with a commitment to equal opportunities
  • Attaining its goals through collaboration with all stakeholders
  • Expanding the KBZ footprint regionally and internationally through sustainable growth and success as a responsible corporate citizen according to our Code of Conduct and other Policies
  • Continuing our Corporate Social Responsibility and philanthropic programmes for the mutual benefit of our Group and the people of Myanmar

Our Group Profile, Vision and Mission statements are reviewed every 12 months at our Annual General Meeting and are reviewed on a more regular basis if necessary.

Core Values

KBZ Group of companies expects all its staff to embrace our core values:

  • Teamwork and Cooperation
  • Honesty
  • Enthusiasm
  • Mutual Trust and Respect
  • Integrity
  • Leadership
  • Dedication
  1. We subscribe to good governance and high ethical values
  2. We strive towards operational excellence and high performance
  3. We provide an environment for our staff to realise their full potential
  4. We respect our culture and heritage while actively welcoming new ideas and concepts.

This is implemented through staff capacity building, community aid programmes, a dedication to transparency and integrity and a desire to see the best of Myanmar’s traditions flourish in a free market economy.

Our Board of Directors introduced our Code of Conduct in 2014 reflecting these values. The code applies to every member of staff in all of our companies from the most junior up to the Chairman. Our Board of Directors has already signed up, as have all KBZ Bank staff. We are rapidly and successfully implementing the code and our other policies across all of our other subsidiary companies.

Implementation Process

The implementation of our Vision, Mission, Policies and KPIs is continually reinforced across our companies under the direction of the KBZ Group. It is a cascading process where individuals or teams in each company are assigned with the task of ensuring all their staff understand, accept and sign up to KBZ’s standards and expectations, while at the same time understanding their rights and obligations. It necessarily needs to be a multi-channel communication process incorporating efficient communication and reporting between the companies and the Group. Internal training courses alongside training with the support of external consultants are carried out on a regular basis.

Reporting & System

The outcomes of our companies’ activities and performances are reported annually. Information is included in our Annual Report and Sustainability Report. Check more on report tab. 

We regularly produce Press Releases to update our stakeholders through media channels regarding recent activities. Check more on news tab.

We respond promptly to media enquiries and to those of other organisations (contact details are available on the website). Check more on contact tab. 

Government Cooperation

Our Group and all entities under its full or partial ownership are obligated to meet their terms of contract with local, national and international jurisdictions within which they operate. Our companies’ management teams are responsible for ensuring compliance with all laws and regulations. They report to KBZ Group staff who monitor and advise/direct as necessary.

Our Group and all our subsidiary companies pay all relevant Government fees and taxes. KBZ is has been the highest corporate tax payer in Myanmar for more than half a decade.

Where we operate

Our Head Offices are primarily based in Yangon. These Head Office addresses are listed below. Our 500 Bank branches have a operations in every State and Region in Myanmar. Our hotels are located in different parts of the country and our airlines travel to many local and international locations. For more information visit their respective websites or contact us directly with enquiries

1. Myanmar Billion Group Co., Ltd.

- No. 615/1, Pyay Road, Kamayut Township, Yangon.


2. Kanbawza Agro Industries Ltd.

- No. 615/1, Pyay Road, Kamayut Township, Yangon.


3. Central Development Co., Ltd.

- No. 615/1, Pyay Road, Kamayut Township, Yangon.


4. Air Kanbawza Ltd.

- No. 147, Room (301), Pyay Road, 8.5 mile, 5th Ward, Mayangone Township, Yangon.


5. Myanmar Airways International Co., Ltd.

- No. 147, Room (301), Pyay Road, 8.5 mile, 5th Ward, Mayangone Township, Yangon.


6. Kanbawza Bank Ltd.

- No. 615/1, Pyay Road, Kamayut Township, Yangon.


7. KBZ Towers Co., Ltd.

- No. 53, Room 623, 6th floor, Strand Square, Strand Road, Pabedan Township, Yangon.


8. Shan Yoma Gems Co., Ltd.

- No. S/S (38), 5th floor, Shwe Tharaphi Yeikmon Housing, Bayint Naung Road, Kamayut Township, Yangon.


9. Nilar Yoma Gems Co., Ltd.

- No. 615/1, Pyay Road, Kamayut Township, Yangon.


10. Jing Hpaw Aung Jade & Jewellery Co., Ltd.

- No. 615/1, Pyay Road, Kamayut Township, Yangon.


11. KBZ FC Hotel

- No. (157), Khwar Nyo Road, Pyitawthar Quarter, Taunggyi, Southern Shan State.


12. Yamonar Oo Resort Hotel

- Ngwe Saung Beach


13. Mai Hsoong Travel Ltd.

- No. 33/49, 2nd floor, Corner of Bank Street & Mahar Bandoola Garden Street, Kyauktada Twounship, Yangon.


14. Kempinski Hotel Nay Pyi Taw

- Jade Villa 11-12, Shwe Pyi Taw Win Road, Dekkhina Thiri Township, Naypyitaw.


15. Kanbawza Pathfinder Industries Ltd.

- No. S/S (38), 5th floor, Shwe Tharaphi Yeikmon Housing, Bayint Naung Road, Kamayut Township, Yangon.


16. IKBZ Insurance Co., Ltd.

- No. 53, Strand Square, Strand Road, Pabedan Township, Yangon.


17. Trust Channel Co., Ltd.

- No. (31), Nawaday Lane, Kabaraye Pagoda Road, Mayangone Township, Yangon.


18. Inlay Shoes Manufacturing Co., Ltd.

- No. (C5 & C6), Mingalardon Industrial Park, Mingalardon Township, Yangon.


19. Kanbawza Power Mining Co., Ltd.

- No. 615/1, Pyay Road, Kamayut Township, Yangon.


20. Brighter Future Myanmar Foundation

- No. 615/1, Pyay Road, Kamayut Township, Yangon.


21. Nilar Yoma Trading Co., Ltd.

- No. 407, 14th Street, 3rd Ward, South Okkalapa Township, Yangon.


22. Eastern Yoma Estate Investment Co., Ltd. (Shwe Gondine Specialist Center - SSC)

- No. 7, East Shwe Gone Daing Road, Bahan Township, Yangon.


23. International Dynamic Data Center Co., Ltd.

- No. 615/1, Pyay Road, Kamayut Township, Yangon.


24. Kanbawza Pathfinder Industries Ltd.

- No. S/S (38), 5th floor, Shwe Tharaphi Yeikmon Housing, Bayint Naung Road, Kamayut Township, Yangon.



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